Posts Tagged ‘doctors’

Shingles Vaccine Follow-up. Have You Gotten It?

Friday, August 20th, 2010

When I first posted the blog about the shingles vaccine, I have to admit I felt dumb that I hadn’t known about it. In the time since then, I realised that I’m not the only one who didn’t know about it, and only 10% of the eligible population (considered to be people over 60) has actually gotten the shot. Why? According to a really interesting article in the NY Times it’s expensive, and not necessarily covered by insurance. My own vaccine was $250, money that I think was well spent, and I don’t know whether the insurance covered any of it.  My personal experience with health insurance is that almost nothing is covered, and when it is, it’s an unexpected surprise. But that’s a whole other blog.  The people I know who have had shingles all say it was the most painful experience of their lives, and I’m sure would have all coughed up $250 or more to prevent it.

The other issue becomes more of a catch-22; because the vaccine is expensive, and people aren’t getting it, doctors aren’t stocking it, and they’re not recommending it because people don’t want to pay for it, etc… The average cost of treatment for shingles was $525  five years ago, and it takes about 5 weeks to recover from the virus. So wouldn’t you think insurance companies would rather pay the cost of the vaccine, rather than the cost of the treatment? Have you gotten the vaccine? Why or why not?

Don’t forget to check out this week’s Blogging Boomers Carnival.

Spending Less On Drug Co-Pays. Ideas To Save Money.

Thursday, March 11th, 2010

It's All About Aging Expensive DrugsMany people these days are frustrated over the high costs of prescription drugs. I know whenever I have to pick up something for my husband it’s $100…This is causing some people not to fill their prescriptions, which could be dangerous, even deadly. Here are some ways to cut down on costs:

Inform your doctor about your prescription coverage, including your co-pay costs. Also be sure your doctor knows EVERYTHING you’re taking, including over the counter medications, vitamins, and supplements.

  1. Does your doctor have any samples of medications he is prescribing?
  2. Are there generic versions?
  3. Ask if it’s possible to get double the strength of the medication, and cut the pills in half.
  4. Find out what the maximum amount is that your doctor can prescribe, if you don’t take that many in a month, you’ll be refilling prescriptions less often.
  5. See if your health insurance plan has a mail order pharmacy. For medications you take all the time (like statins), this may be much less expensive.
  6. Look for coupons, free trials and other patient support programs from pharmaceutical companies. Just be careful on the Internet, that the sites are legitimate.
  7. Is there a homeopathic remedy, or would a change in diet reduce the condition?

What other ways do you save money on prescriptions?

This week’s Blogging Boomers Carnival is being hosted by Vaboomer, be sure to check it out.

What would you pay for Botox? An H1N1 flu shot?

Monday, February 1st, 2010

An article in the December AARP newsletter caught my eye. It’s about an online service that allows you to bid on medical services (think eBay for Botox, and no, you can’t get it on eBay). PriceDoc “connects you to affordable, quality doctors and dentists for the best cash price”. Is this where our health care system is heading? How different is it from picking doctors on the Internet from the (ever shrinking) list that your insurance company provides? There are still a lot of doctors on the list that you have no idea about, and as someone once said, “half of them graduated at the bottom half of their class”. My friend Dr. Tara Kahn is the founder & CEO of DocMatcher, her ” goal is to help patients and doctors take control of health together.” Is a rating system the answer? Zagat for medical procedures? Do doctors get fewer points, if the patient dies?

Now if only they had to wear their sponsors logos...

Now if only they had to wear their sponsors logos...

If I wasn’t so nervous about things like Botox, I’d actually check this out, but when you’re dealing with your health… What do you think? Would you bid on a tummy tuck? How about a flu shot? Where would you draw the line? I guess the saddest thing is that this is even going on. Why in a country like the United States are we allowing ourselves to be ruled by the insurance companies, and the elected officials in their pockets? One of the many talking heads recently said that politicians should be forced to wear the logos of their sponsors on their suits, like racing drivers, so we can see easily which companies they’re in bed with. What do you think?

This week’s Blogging Boomers Carnival is sponsored by Andrea Stenberg. She’s always got great ideas for entreperneurs, so check it out here.

Health insurance reform & the death panel, what are we really afraid of?

Monday, August 17th, 2009

It's All About Aging Death PanelThis was going to be a more upbeat blog this week, but I’m so angry about the way the health insurance reform proposal has been trashed, that it’s time for my two cents. First of all how many of you that have health insurance are happy with it? Not satisfied; happy. If you’re old enough to remember Woodstock, you’re old enough to remember when health insurance covered all doctors, and every procedure. Under managed care, none of my regular doctors are covered, so not only am I shelling out for insurance, then there are the doctors bills on top of that. So what exactly am I paying thousands of dollars a year for? We all know health insurance in this country is expensive, and unsustainable. Why can’t people stop shouting, and take a reasoned look at what’s being proposed?

The extent to which certain people have gone to to “misinterpret” the bill the House passed, is really disgusting. Is there anyone out there who hasn’t given thought to what they would want if confronted with a life ending disease/condition? Haven’t we all said at sometime to someone we care about, “Just put a gun to my head”? If only they could…And now, we are being given the option, under Medicare to have regular conversations with our doctors, about how we would like to exit this world. What could possibly be wrong with that? Dr. McCullough in his well reasoned book “My Mother, Your Mother” speaks to the importance of advance directives, and the need for their constant updating as situations change. The other critical need is that all family members are aware of what the advance directives contain and the documents must be readily available in case of an emergency.

The best way stop giving credence to the whack jobs and insurance lobby’s? Go online and download the advance directives for your state(s), fill them out, make copies, and let the people in your life who love you, know what’s in them and where they are.